Private

Does Cigna Cover Rehab?

Cigna provides coverage for behavioral health and substance abuse treatment. Plans typically cover medical detox, inpatient rehabilitation, outpatient counseling, and MAT. Cigna uses a utilization review process — pre-authorization may be required for residential treatment.

Treatment covered by Cigna

Medical Detox

Inpatient/Residential

Partial Hospitalization (PHP)

Intensive Outpatient (IOP)

Outpatient Counseling

Medication-Assisted Treatment (MAT)

Telehealth Therapy

Coverage levels and cost-sharing vary by plan. Call (833) 567-5838 to verify your specific benefits.

Cigna plans that cover treatment

Cigna PPO

Cigna HMO

Cigna Open Access Plus

Cigna Medicare Advantage

Cigna Individual & Family

How to verify your Cigna benefits

Call Cigna Behavioral Health at the number on your card

Ask about substance use disorder benefits

Request a list of in-network treatment centers

Ask about pre-certification requirements

Confirm your annual deductible and out-of-pocket max

Or call RehabFlow at (833) 567-5838 — we verify for free

Skip the phone menu — we'll verify your Cigna benefits for free

Call (833) 567-5838 — Free & Confidential

Treatment programs covered

Learn more about the types of treatment your Cigna plan may cover:

Inpatient Rehab Outpatient Programs Medical Detox Intensive Outpatient (IOP) MAT Dual Diagnosis Sober Living

Cigna & Rehab FAQ

Does Cigna cover drug and alcohol rehab?

What types of treatment does Cigna cover?

Cigna typically covers: Medical Detox, Inpatient/Residential, Partial Hospitalization (PHP), Intensive Outpatient (IOP), Outpatient Counseling, Medication-Assisted Treatment (MAT), Telehealth Therapy. Coverage details vary by specific plan. Call (833) 567-5838 to verify your exact benefits.

How do I verify my Cigna benefits for rehab?

Call Cigna Behavioral Health at the number on your card Ask about substance use disorder benefits Request a list of in-network treatment centers Ask about pre-certification requirements Confirm your annual deductible and out-of-pocket max Or call RehabFlow at (833) 567-5838 — we verify for free

Which Cigna plans cover addiction treatment?

Plans that typically cover treatment include: Cigna PPO, Cigna HMO, Cigna Open Access Plus, Cigna Medicare Advantage, Cigna Individual & Family. Most plans provide behavioral health benefits that include substance abuse treatment under the Mental Health Parity Act.

Do I need pre-authorization from Cigna for rehab?

Many Cigna plans require pre-authorization for residential and inpatient treatment. Outpatient and IOP programs typically do not need prior approval. Contact Cigna behavioral health services or call RehabFlow at (833) 567-5838 to confirm.